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Benji Financing

Home improvement financing with $0 down. That's Benji.

A simple, straightforward path to your dream project with fast, in-home approvals. Apply with your contractor, and get your project started today.

Home Renovation Financing

Here's how it works:

Plan your project

1. Plan your project.

This is the fun part. And the more planning you do, the smoother your project will be. From upgraded windows and doors to a full kitchen remodel, planning is everything. Consider your budget and let your imagination do the rest.

 

Pair with a contractor

2. Pair with a contractor.

Use our search tool to find contractors near you. Once you choose a contractor, they’ll help with your Benji application. Already have a contractor? No problem. They can register with us to get your project financed and underway. And remember that with Benji, the contractor is not paid until you’ve signed off that the project has been completed.

 

Apply for Benji

3. Apply for Benji.

This part is easy. Complete an online application with your contractor in the comfort of your own home, and get your results in minutes. Explore financing options with multiple term lengths and calculate payments without affecting your credit.1 Get your project started with $0 down, and no interest - no payment plans up to 18 months.2

 

1No hard credit check required to receive pre-approvals or calculate terms and payments. Benji hard credit check occurs after terms are selected before financing documents can be signed. LendingPoint™ hard credit check occurs after financing documents have been signed.

2 No payments are required during the special financing period following project completion. Thereafter, substantially equal monthly payments are required for the remainder of the financing term (60 months) or until the unpaid balance of the amount financed is paid in full. Interest will accrue during the promotional period, but will be waived if the amount financed is paid in full prior to the expiration of the special financing period. Benji special financing plans not available in some states.